Corporate Overview

Oscar Health, Inc. is the first health insurance company built around a full stack technology platform and a relentless focus on serving its members. At Oscar, our mission is to make a healthier life accessible and affordable for all.

Headquartered in New York City, Oscar has been challenging the healthcare system’s status quo since our founding in 2012. The Company’s member-first philosophy and innovative approach to care has earned us the trust of over one million members as of January 2022. We offer Individual & Family, Small Group and Medicare Advantage plans, and +Oscar, our full stack technology platform to others within the provider and payor space.

Our vision is to refactor healthcare to make good care cost less. Refactor is a term used in software engineering that means to improve the design, structure, and implementation of the software, while preserving its functionality. At Oscar, we take this definition a step further. We improve our members’ experience by building trust through deep engagement, personalized guidance, and rapid iteration.

Oscar Health, Inc. 2022 Fourth Quarter and Full Year Earnings Conference Call

Quick Facts

1M+

Approximate members, as of January 2022

$3.44 billion

In direct and assumed policy premiums, as of December 31, 2021

607

Counties across 22 states, as of December 31, 2021

88.9%

Medical loss ratio, as of December 31, 2021

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J.P. Morgan 41st Annual Healthcare Conference Tech Demo
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