Corporate Overview

Oscar Health, Inc. (“Oscar”) is the first health insurance company built around a full stack technology platform and a relentless focus on serving its members. Our mission is to make a healthier life accessible and affordable for all.

Headquartered in New York City, Oscar has been challenging the health care system's status quo since its founding in 2012. Our member-first philosophy and innovative approach to care has earned us the trust of approximately 529,000 Americans across 291 counties in 18 states, as of January 31, 2021. We offer Individual & Family, Small Group and Medicare Advantage plans.

Our vision is to refactor health care to make good care cost less. Refactor is a term used in software engineering that means to improve the design, structure, and implementation of the software, while preserving its functionality. At Oscar, we take this definition a step further. We improve our members’ experience by building trust through deep engagement, personalized guidance, and rapid iteration.

Oscar Health, Inc. Fourth Quarterly 2021 Earnings Conference Call

2021 Quick Facts


Approximate members, as of September 30, 2021

$2.3 billion

In direct policy premiums, as of December 31, 2020


Counties across 19 states, as of June 30, 2021


Medical loss ratio, as of December 31, 2020

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