Corporate Overview

Oscar Health, Inc. is the first health insurance company built around a full stack technology platform and a relentless focus on serving its members. At Oscar, our mission is to make a healthier life accessible and affordable for all.

Headquartered in New York City, Oscar has been challenging the healthcare system’s status quo since our founding in 2012. The company’s member-first philosophy and innovative approach to care has earned us the trust of nearly one million members as of September 30, 2023. We offer Individual & Family and Small Group plans, and +Oscar, our full stack technology platform to others within the provider and payor space.

Our vision is to refactor healthcare to make good care cost less. Refactor is a term used in software engineering that means to improve the design, structure, and implementation of the software, while preserving its functionality. At Oscar, we take this definition a step further. We improve our members’ experience by building trust through deep engagement, personalized guidance, and rapid iteration.

Quick Facts


Members, as of December 31, 2023

$6.6 billion

In direct and assumed policy premiums, as of December 31, 2023


States, as of December, 2023


Medical loss ratio, as of December 31, 2023

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